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消费信贷作为金融创新的一种形式,是经济发展到一定阶段的必然产物,在我国经济发展的现阶段,推动消费信贷的发展有着重要的意义。文章分析了影响我国消费信贷良性发展的因素,并提出了促进我国消费信贷发展的建议。
As a form of financial innovation, consumer credit is an inevitable outcome of economic development to a certain stage. It is of great significance to promote the development of consumer credit at the present stage of economic development in our country. The article analyzes the factors that affect the healthy development of consumer credit in our country and puts forward some suggestions to promote the development of consumer credit in our country.