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农行钟祥市支行针对区域经济新特点,大力发展个人信贷业务,两年迈出两大步:2002年,全行累计发放个人贷款6148万元,收息145.4万元,占全行贷款收息份额由零增至12%;今年元至九月,累计发放个人贷款10244万元,9月末余额达到6205元,比年初净增3525万元,占全行新增贷款额的75%,个人贷款9个月收息187.9万元,比去年同期多收95万元,增长117%。
In response to the new characteristics of regional economy and vigorously developing personal credit business, ABC Branch of ABC took two major steps in two years: in 2002, the Bank issued a total of 61.48 million yuan of personal loans and received a total income of 1.454 million yuan, accounting for the share of total bank loan receipts From zero to 12%. From January to September this year, a total of 102.44 million yuan of personal loans were issued. At the end of September, the balance reached 6205 yuan, a net increase of 35.25 million yuan over the beginning of the year, accounting for 75% of the total new loans of the bank. The personal loans 9 The monthly income of 1879000 yuan, over 950,000 yuan more than last year, an increase of 117%.