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信贷员行为控制浅议李来华农村信用社信贷资产质量差,逾期、呆滞、呆帐等不良贷款居高不下,正常贷款中应收未收利息大量增加,不良贷款还在源源不断地产生。这些问题的产生,有一部分原因是由于政府干预、企业倒闭或有意逃避债务,以及社会信誉差造成的,但主要原因还是...
Credit Loan Behavior Control LI Lai-hua Rural Credit Cooperatives Poor credit assets, overdue, sluggish, bad debts and other non-performing loans are high, the non-performing interest receivables in the normal loans increased substantially, and non-performing loans continued to emerge. Part of the reason for these problems is due to government intervention, business failures or deliberate runaway debts, as well as poor social credibility, but the main reason is ...