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建立专业的担保机构为中小企业提供信用担保,是世界各国解决中小企业融资问题的贯常做法。国外信用担保成功运作的历史经验表明,法制化是中小企业信用担保业生存和发展的重要保证。当前,制定中小企业信用担保法律体系是我国信用担保业发展的现实需要。
Establishing a professional guarantee agency to provide credit guarantee for SMEs is a common practice in various countries in the world to solve the financing problem for SMEs. The historical experience of the successful operation of foreign credit guarantee shows that legalization is an important guarantee for the existence and development of the SME credit guarantee industry. At present, the development of SME credit guarantee legal system is the real need of the development of China’s credit guarantee industry.