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邮储银行成立五年来,目前已发展成为中国农村金融市场中一支不可或缺的力量。这一成就的取得,与邮储银行始终坚守的服务“三农”、服务中小企业和服务社区的大型零售商业银行的定位密切相关。在目前我国农村金融供需矛盾依然紧张、农户和小微企业金融服务异常短缺的情况下,邮储银行建行伊始就瞄准农村金融市场和小微企业贷款市场,致力于发展成为一家独具特色的大型零售银行。这一发展成就也进一步说明,坚守市场定位是邮储银行发展的根本保障。
Five years after its establishment, the postal savings bank has now developed into an indispensable force in China’s rural financial market. This achievement is closely related to the positioning of the major retail commercial banks serving the “Three Rurals”, the small and medium-sized enterprises and service communities that the Postal Savings Bank has always adhered to. At present, the contradiction between supply and demand of rural finance in our country is still tense. When the financial services of farmers and small and micro-enterprises are in an acute shortage, the Bank started to aim at the rural financial market and the loan market for small and micro enterprises, and is committed to becoming a unique large-scale Retail bank This development achievement further explains that adhering to the market orientation is the fundamental guarantee for the development of Postal Savings Bank.