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定义:零押贷个人信用消费贷款是指我行向符合条件的借款人发放的,无需抵/质押担保的用于消费用途的贷款。借款人基本条件:1、持有第二代身份证的中国公民;2、年龄:男:25周岁(含)——60周岁(含);女:25周岁(含)——55周岁(含);3、借款人信用记录良好贷款要素:1.优良职业人士贷款金额:3-50万元;2.贷款期限:6-36个月;3.还款方式:一年以内按月付息到期还本,一年以上按月等款还款;4.贷款利率:执行固定利率8%-10%。客户类型:零押贷个人信用消费贷款目标客户分为优
Definition: Zero Loan Personal Loan for Consumer Loans refers to the loans for consumer purposes issued by our bank to eligible borrowers without any collateral / pledge guarantee. Basic conditions of the borrower: 1. Chinese citizens holding the second generation ID card; 2. Age: Male: 25 years old (inclusive) - 60 years old (inclusive); Female: 25 years old (inclusive) - 55 years old ); 3, the borrower credit record good loan elements: 1. Excellent professional loan amount: 3-50 million; 2. Loan period: 6-36 months; 3. Repayment method: within one year monthly interest payment Repayments on the due date, repayments on monthly basis for more than one year; 4. Loan interest rate: 8% -10% of fixed interest rate. Customer Type: Zero-credit personal credit consumer loans target customers are divided into excellent