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由于在价格和保障上的优势,国内不少地方团购保险之风逐渐兴起,一些企业的员工自发组织起来,以企业的名义购买团险。对此,保险专家提醒,购买团险的消费者一定要理性,应遵循“保障为先”原则:一是合理确定保费保额。因为保险的费率是和工作性质挂钩的,不同的职业缴付的金额不尽相同。二是关注保障范围。由于不同保险公司给出的保障范围不同,因此投保企业应寻求最适
Due to the price and security advantages, many local areas of domestic insurance policy gradually rise, some employees spontaneously organized to buy group insurance in the name of the enterprise. In this regard, insurance experts advise consumers to buy group insurance must be rational, we should follow “protection for the first ” principle: First, a reasonable amount of insurance premiums. Because insurance rates are tied to the nature of the job, the amounts paid by different occupations vary. Second, concern about the scope of protection. Due to the different coverage given by different insurance companies, insurance companies should seek the most appropriate