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近日,保监会宣布对实施两年多的《保险公司偿付能力额度及监管指标管理规定》进行修改,提高了财险公司的“最低偿付额度”。业内专家认为,这在很大程度上避免部分保险公司将经营变成“赌博”,从而更好地保障投保人的利益。新规中,“财产保险公司应具备的最低偿付能力额度为下述两项之和:A.最近会计年度自留保费减营业税及附加后50亿元人民币以下部分的9%和50亿元人民币以上部分的8%;B.最近三年平
Recently, the China Insurance Regulatory Commission announced that it has amended its “Regulations on the Solvency Limits and Regulatory Indicators of Insurance Companies” for more than two years and raised the “minimum reimbursement limit” for property and casualty insurance companies. Industry experts believe that to a large extent, this will prevent some insurers from turning operations into “gambling” so as to better protect the policyholders’ interests. The new regulations, "the minimum amount of solvency the property insurance company should have the sum of the following two items: A. The recent fiscal year retained earnings minus sales tax and additional 5 billion yuan after the part of the 9% and 5 billion yuan 8% of the above part; B. Flat for the last three years