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第三方支付来势汹汹,传统银行按捺不住,近年来也在支付领域中探索创新“黑科技”。“很明显感觉到银行也在仿照建立第三方支付系统。”第三方支付人士陈英(化名)对《商学院》记者讲述,传统银行在第三方支付市场中的“微妙变化”。在以往的“直联”模式中,第三方支付机构直接对接银行,而像支付宝和财付通两大巨头因为手握大额资金沉淀,在费率议价上占有不少优势。现在,传统银行想要从风靡的第三方支付市场争夺
Third-party payment menacing, traditional banks could not hold back, in recent years also in the field of payment to explore innovation “black technology.” “Clearly feel that banks are also modeled on the establishment of third-party payment system. ” Third-party payer Chen Ying (a pseudonym) told the “Business School” reporter about the traditional banks in the third-party payment market “subtle changes . In the past ”Direct " model, the third-party payment agencies directly docking banks, and like the two giant Alipay and TenPay because of large deposits of funds held in the rate bargaining have many advantages. Now, traditional banks want to compete from the hyped third-party payment market