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自各大高校全面实行扩招政策以来,为了更好的推动自身的建设发展,有许多高校与银行之间产生了贷款业务往来,许多高校在发展中背负了较为沉重的债务负担,对其自身发展较为不利。文章主要是对现今高校贷款的管理现状及存在问题进行了分析研究,并针对商业银行如何加强对高校贷款的管理科学对策进行了制定,以此帮助更好的提升商业银行对高校贷款的管理效率及质量。
Since all colleges and universities fully implement the policy of expanding enrollment, in order to better promote their own construction and development, there are many loans and exchange transactions between universities and banks. Many colleges and universities have a relatively heavy debt burden in their development, unfavorable. This article mainly analyzes the status quo and existing problems of loan management in colleges and universities at present, and makes some suggestions on how commercial banks should strengthen their management of university loans so as to help improve the management efficiency of commercial banks in higher education institutions And quality.