商战实例(16) 谨防外商以信用证“软条款”行骗

• 出 处: 世界机电经贸信息
• 发表日期: 1998年03期
• 关键词: 开证申请人 开证行 出口公司 检验证书 信用程度 议付 受骗上当 汇付 租船 有关当事人

信用证的“软条款”是指开证申请人要求银行在信用证内加列各种条款,如“检验证书必须经开证行同意”、“商业发票必须经进口商的代表签字”等,致使开证行的付款行为必须受开证申请人或其代表履行某种行为的约束,或使受益人获得银行付款取决于进口商的履约意思,从而削弱了信用证的银行信用程度。如果出口公司接收了信用证中加列的软条款,轻者造成履约过程中发生争议,重者受骗上当,给公司带来经济损失。

Letter of credit “soft terms” refers to the issuing applicant requires the bank to add a variety of provisions in the letter of credit, such as “inspection certificate must be agreed by the issuing bank”, “commercial invoice must be signed by the representative of the importer,” etc., As a result, the issuing bank’s payment must be subject to the issuer’s or his representative’s performance of a certain act or the beneficiary’s bank payment depending on the importers’ performance, thus weakening the credit of the bank. If the exporting company receives the soft clause added in the letter of credit, the lighter causes controversy during the performance of the contract, and the deceitful person is fooled into fraud and brings economic losses to the company.