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一套房屋上午谈好价格,下午签约直涨几十万的案例屡见不鲜。首付贷因此应运而生,是谁在提供又缘何走俏?又为何被央行叫停?过去一段时间一套房屋上午谈好价格,下午签约直涨几十万的案例屡见不鲜。面对高烧不退的房价,一些投机者和刚需购房人群加快入场,去中介看房的人明显增多,首付贷款也开始走俏。由此二手房中介和P2P平台成为首付贷的主力军。该类产品虽然能降低购房者的入市门槛,为刚需者提供资金支持,但其背后蕴藏的杠杆风险不容小觑。
A set of houses talk about the price in the morning, hundreds of thousands of contracts signed up in the afternoon is not uncommon. So came the first down payment loans, who is offering why the popular? And why the central bank halt? In the past period of a house talk about the price in the morning, hundreds of thousands of contracts signed up in the afternoon is not uncommon. In the face of high fever prices, some speculators and buyers just need to speed up the admission of people to interviews with real estate agents increased significantly, down payment loans have begun to be popular. As a result, the second-hand housing intermediary and P2P platform became the main force for down payment loans. Although these products can reduce the barriers to entry of property buyers, just needed to provide financial support, but the hidden risks behind it should not be underestimated.