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开展建立“奖补资金”推进小额贷款到户工作是摸索扶贫贷款到户的有效机制,是解决贫困农户发展脱贫项目缺少资金问题的一个有效举措。采取财政贴息分担风险的方法,用贴息启动小额贷款入户试点工作的开展,是扶贫部门为了调动农民的生产积极性,保证农村金融机构的收益水平,促进贫
Carrying out the establishment of “reward and fund” to promote the work of home-to-home loans is an effective mechanism to explore the application of poverty alleviation loans to households, and it is an effective measure to solve the problem of lack of funds for poverty-stricken households to develop poverty alleviation programs. Adopting the method of sharing interest by using financial discounting and launching pilot pilot projects of using small loans with discount interest is an important measure for the poverty alleviation department to mobilize farmers’ enthusiasm for production, ensure the income level of rural financial institutions and promote poverty