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通俗来讲,所谓农业保险,是专为农业生产者在从事种植业、林业、畜牧业和渔业生产过程中,对遭受自然灾害、意外事故疫病、疾病等保险事故所造成的经济损失提供保障的一种保险,也被人们称为“灾害险”。2014年9月10日,首次覆盖全国31个省市地区摸底调查的《中国农业保险市场需求调查报告》发布。报告称,2013年我国农险保费规模达306.7亿元,仅次于美国,全球排名第二,从2006年开始,7年间平均增速超过66%。
In a nutshell, the so-called agricultural insurance is designed to protect agricultural producers from the economic losses caused by natural disasters, accidental epidemics, diseases and other accidents in the fields of planting, forestry, livestock husbandry and fishery production An insurance, also known as “disaster insurance.” On September 10, 2014, the “China Agricultural Insurance Market Needs Survey Report” covering the first survey covering 31 provinces and municipalities in China was released. The report said that in 2013 China’s agricultural insurance premiums amounted to 30.67 billion yuan, second only to the United States, second in the world, from 2006 onwards, the average annual growth rate over 66% in seven years.