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春节即将到来,特整理出在节日期间应注意保险理赔事项,供大家参考:鞭炮“炸伤”汽车需第三方证明烟花爆竹炸坏了汽车,保险公司可以理赔,但是车主要有第三方证据即必须抓住肇事者。理赔的条件是:首先,车主必须对汽车投有车损险,车损险里有一条规定被保险车辆因火灾、爆炸等原因造成车辆损失,保险公司要负赔偿责任。烟花爆竹的伤害属于此类。但此项同样设了30%的免赔率。也就是说,保险车辆发生保险责任范围
Spring Festival is coming, special finishing out during the holiday should pay attention to insurance claims matters for your reference: firecrackers “wounded ” cars need third parties to prove fireworks exploded the car, the insurance company can claim claims, but the car owners have a third party Evidence that we must seize the perpetrators. Claims conditions are: First, the owner must car investment car damage insurance, car damage insurance there is a provision for the insured vehicle due to fire, explosion and other causes of vehicle loss, the insurance company shall be liable for compensation. Fireworks damage belongs to this category. But this also set a 30% deductible. In other words, insurance coverage of insurance coverage