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案例2014年4月16日1时10分许,甲公司驾驶员赵某驾驶车辆与钱某驾驶的的车辆相撞,造成交通事故。经交警部门认定,赵某负主要责任。事故发生后,甲公司要求车辆投保的乙保险公司按照车损险标准赔偿车辆损失18万元。乙保险公司后调查得知,甲公司驾驶员赵某的驾照已记满12分,于是拒绝赔偿。双方发生纠纷,诉至法院。经查,甲公司将登记在自己名下的车辆向乙保险公司投保了机动车车辆损失险、商业第三者责任险、车上人员责任险以及不计免赔险等险种。
Case April 16, 2014 1:10 Xu, a company driver Zhao driving a vehicle collided with the money of a car, causing traffic accidents. The traffic police department found that Zhao negative main responsibility. After the accident, a company insured vehicle insurance B insurance companies in accordance with the standard vehicle damage compensation for vehicle loss 180,000 yuan. B after the insurance company learned that a company driver Zhao’s driver’s license has been credited with 12 points, then refused to pay compensation. Dispute between the two parties, sued the court. After investigation, Company A will be registered in its own name to the B vehicle insurance company insured motor vehicle loss insurance, commercial third party liability insurance, liability insurance on board and not counting deductible insurance and other risks.