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2010年9月27日,美国总统奥巴马批准了总额300亿美元的小企业贷款基金法案。该项基金将帮助资产不足100亿美元的社区银行增加向小企业放贷的动力,预计可撬动3000亿美元的小企业贷款,从而有效缓解美国信贷市场的紧张状况。一、基金主管机构及目标美国小企业贷款基金由美国财政部组建,财长宣布实施。财政部下设小企业贷款基金项目秘书处负责基金日常管理工作,另设监管办公室负责项目运作监督工作,同时指派专门的副检察长全面负责该项目的审计与调查,并直接向该办公室检察长汇报。财政部还可随时指定相关服务
September 27, 2010, US President Barack Obama approved a total of 30 billion US dollars in small business loan fund act. The fund will help community banks with less than $ 10 billion in assets boost their lending to small businesses and is expected to lend $ 300 billion in small business loans to effectively ease tensions in the U.S. credit markets. First, the fund manager and target US small business loan fund set up by the United States Department of the Treasury, the Finance Minister announced the implementation. The Ministry of Finance has set up a small enterprise loan fund project secretariat to take charge of the fund’s daily management and another regulatory office to supervise the operation of the project. At the same time, a special Deputy Attorney General is assigned overall responsibility for the audit and investigation of the project and reports directly to the Attorney General of the Office . Ministry of Finance can also specify the relevant services at any time