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移动互联网时代的结束让人们开始寻找新的破局点,互联网金融同样如此。在经历了移动互联网时代用户从线下迁移到线上带来的快速增长之后,整个行业陷入到了新一轮的困境之中。在金融与人们的生活联系日益紧密的背景之下,如何借助新的科技手段在这一市场当中找到新的增长点,成为很多互联网金融企业当下必须慎重考量的重要课题。从某种意义上来讲,以简单相加为主导的互联网金融正在被以深度改变为主导的金融科技所取代。
The end of the mobile Internet era lets people start looking for new break points, as do internet finance. After experiencing the rapid growth brought by users from offline to online in the mobile Internet era, the whole industry has plunged into a new round of dilemmas. Under the background of the increasingly close connection between finance and people’s life, how to find new growth points in this market by means of new scientific and technological means has become an important issue that many internet financial enterprises must carefully consider nowadays. In a sense, Internet finance, dominated by simple summation, is being replaced by financial technology led by deep change.