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5月18日,央行上调存款类金融机构人民币存款准备金率0.5%,这也是央行今年以来第五次上调存款准备金率,距离上一次上调存款准备金率不到一个月时间。今年以来,央行以每月一次的频率,在过去4个月里先后四次上调存款准备金率。此次上调后,大中型金融机构存款准备金率达21%的高位,一次性冻结银行资金3781亿元。持续的紧缩政策,令市场资金吃紧。有报道称,在持续的货币紧缩政策下,一些人把求助的希望投向小额贷款公司。对于卡车经销商来说,增加库存和销售车辆时都需要大量资金支持,他们通过哪些方式来解决资金短缺的难题?本期柠檬茶座邀请了4位卡车经销商,请他们谈谈目前卡车经销商的融资方法。
May 18, the central bank raised the deposit-taking financial institutions RMB deposit reserve ratio of 0.5%, which is the fifth time this year the central bank raised the deposit reserve ratio, the last time the deposit reserve ratio raised by less than a month’s time. This year, the central bank has raised the deposit reserve ratio four times in the past four months on a monthly basis. After the increase, the deposit reserve ratio of large and medium-sized financial institutions reached a high of 21%, with a one-time freeze of 378.1 billion yuan of bank funds. Continued austerity measures, the market funds tight. It has been reported that under the constant monetary tightening policy, some people have turned to the small loan companies for their hopes of seeking help. For truck dealers, increasing inventories and selling vehicles require substantial financial support. In what ways are they going to solve the problem of shortage of funds? This issue of Lemon Cafe invites 4 truck dealers and asks them to talk about the current truck dealer The financing method.