银税一体化的社会效应——对灵台县银税一体化业务的调查

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近年来,随着经济体制改革的不断深入,市场经济日益繁荣,加之税制结构和税收征收管理制度的改革,使税收业务量空前增加,而各地税收普遍存在着征管力量不足的问题,客观上迫切需要一定的中间机构来代理税款的收纳、报解等工作。与此同时,银行作为一种专门办理信用中介业务的金融企业,也需要不断拓展业务范围,广泛服务于社会,从而发展壮大自身实力,实现经营效益的最大化。于是银税一体化业务便在这种双向需要的默契中应运而生,并由此产生了一定的社会效应。近期,笔者对灵台县银税一体化业务开展情况进行了全面调查。对此,谈谈自己粗浅的看法:一、银税一体化扩大了银行业务范围,提高了银行经济效益。银税一体化业务的开展,是银行业务的再延伸,也是其中介业务的拓宽及发展,为银行开源节流、增加效益提供了良好的机遇,便于及时组织纳税人纳税前 In recent years, along with the continuous deepening of the economic system reform and the increasingly prosperous market economy, combined with the reform of the tax structure and the tax collection and management system, the taxation business has been unprecedentedly increased. However, tax collection in various places generally has the problem of insufficient tax collection and administration, Need some intermediary agencies to act as agents of tax collection, newspaper and other work. At the same time, as a specialized financial intermediary for credit intermediary banks, banks also need to continuously expand their business scope and serve the society extensively so as to develop and strengthen their own strength and maximize the operating efficiency. As a result, the integration of banking and taxation business came into being in this tacit agreement of two-way needs and the resulting social effects. Recently, I conducted a comprehensive investigation of the implementation of the integrated business of silver tax in Lingtai County. In this regard, talk about their superficial view: First, the integration of silver tax to expand the scope of banking and improve the bank’s economic efficiency. The integration of banking and taxation business is a further extension of banking business as well as a broadening and development of its intermediary business, providing a good opportunity for banks to increase revenue and reduce expenditure and increase profitability, so as to facilitate the timely organization of taxpayers’ tax payment
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