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采用信用、贷款情况、偿债能力等7个方面选取的35个指标,运用层次分析法(AHP)和模糊综合评价法对唐山市新型农业经营体系信用贷款效益进行综合评价。研究发现,唐山市新型农业经营主体信用贷款效益处于“一般”偏下水平。为此,提出如下对策建议:创建信用平台,关注新型农业经营体系信用情况;创新贷款模式,化解新型农业经营主体贷款难题;加强技能培训,提高新型农业经营主体自身素质。
35 indexes selected from seven aspects of credit, loan, solvency and so on were used to appraise the benefit of credit loan of the new agricultural operation system of Tangshan by the analytic hierarchy process (AHP) and fuzzy comprehensive evaluation method. The study found that the main beneficiary of credit loan in the new type of agricultural operation in Tangshan is at the level of “general”. To this end, the following countermeasures and suggestions are proposed: establishing a credit platform, paying attention to the credit conditions of the new agricultural operation system, innovating the loan mode, resolving the loan problems of the new type of agricultural operation subjects, and strengthening skill training to improve the quality of the new type of agricultural operation entities.