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银行利率是国家金融政策和货币政策调控的重要工具,政府可以通过这一工具的使用,对社会资金的供求状况产生影响,从而达到调控经济发展、稳定社会进步的目的。本文分析了在当前情况下我国银行存贷款基准利率的变动对房地产市场产生的诸多影响,希望对房地产从业人员提供一些参考信息。
The interest rate of a bank is an important tool for the regulation of the state’s financial policy and monetary policy. The government can exert its influence on the supply and demand of social capital through the use of this tool so as to achieve the goal of regulating economic development and stabilizing social progress. This paper analyzes the impact of the change of the benchmark interest rate of bank deposits and loans on the real estate market in the current situation and hopes to provide some reference information for real estate practitioners.