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随着互联网技术的突飞猛进以及人民群众对金融服务需求的不断增长,各种金融创新层出不穷,经济金融安全形势日趋复杂,人们对金融形态的认识和表述也在不断地丰富,新金融就是其中一种。在各种新兴金融业态中,互联网金融备受各界关注。近年来,互联网金融在促进发展普惠金融、服务大众创业和万众创新、提升金融服务质量和效率等方面发挥了积极的作用。然而,作为新生事物,互联网金融在为促进金融业发展注入活力的同时,也对我们的金融管理带来新的挑战,
With the rapid development of Internet technology and the ever-increasing demand for financial services by the people, various financial innovations are emerging one after another. The economic and financial security situation is becoming increasingly complicated. People’s understanding and expression of financial forms are also constantly being enriched, and new finance is one of them . In a variety of emerging financial formats, Internet finance has drawn much attention from all walks of life. In recent years, Internet finance has played a positive role in promoting the development of inclusive finance, serving the public and creating innovation, and improving the quality and efficiency of financial services. However, as a newcomer, Internet finance, while injecting vitality into the development of the financial industry, also poses new challenges to our financial management.