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如何有效地减轻洪灾损失,是一个长期困扰人们的难题,也是广大水利工作者长期孜孜以求的奋斗目标。根据近年我国连续发生损失严重的洪灾事实以及目前防洪工程的现状,可以预见在未来期间内,发生较大洪水灾害的风险是不可避免的。因此,亟待研究和制定防洪对策,并从过去以工程措施为主,转向工程措施与非工程措施并重的指导思想上来。在非工程措施方面,洪水保险以其独特的功能和巨大的潜力为世人所瞩目。
How to effectively reduce flood losses is a long-standing problem that plagues people and is also a long-term objective of the majority of water conservancy workers. According to the continuous flood losses in recent years in China and the current status of flood control projects, it can be predicted that in the coming period, the risk of major flood disasters is inevitable. Therefore, it is urgent to study and formulate flood control measures. From the past, we mainly focused on engineering measures and turned to the guiding ideology of equal emphasis on engineering measures and non-engineering measures. In terms of non-engineering measures, flood insurance has drawn worldwide attention for its unique functions and great potential.