PARTⅡ 医保之外 还要为健康加把“伞”

• 出 处: 健康管理
• 发表日期: 2014年12期
• 关键词: 补充医疗保险 陈先 社会保险机构 费用补偿 PART 商业医疗保险 保险消费者 社会医疗保险 保险界 生因

王女士在2013年1月为老公陈先生在三家保险公司购买了三份庄院补充医疗保险,并附加津贴给付型医疗保险。今年5月,陈先生因病庄院。出院后,陈先生不仅从社会保险机构获得部分医疗费用补偿,还从不同的保险公司额外报销部分费用,不过,由于陈先生存在重复投保,部分支出只能选一家保险公司报销。

In January 2013, Ms. Wang purchased three hospital supplementary medical insurance for her husband, Mr. Chen, at three insurance companies, plus an allowance-based medical insurance. In May this year, Mr. Chen hospital due to illness. After discharge from the hospital, Mr. Chen not only obtained part of the medical expenses compensation from the social insurance institution, but also reimbursed part of the expenses separately from different insurance companies. However, due to repeated insurance coverage by Mr. Chen, some expenses can only be reimbursed by one insurance company.