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随着新农村建设资金需求与供给状况的变化和我国粮棉油流通体制改革的不断深化,农业发展银行商业性信贷管理的外部环境发生了深刻的变化。本文对农发行商业性贷款业务开展情况进行简要分析,探讨当前农发行开展商业性贷款业务面临的矛盾和障碍,提出相应的解决办法和对策建议。
With the change of capital demand and supply in new rural construction and the deepening of the reform of grain, grain and oil circulation system in our country, the external environment of commercial credit management of Agricultural Development Bank has undergone profound changes. This article briefly analyzes the situation of commercial loan business of Agricultural Development Bank, discusses the contradictions and barriers that ADBC now faces in commercial loan business, and puts forward corresponding solutions and countermeasures.