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一、我国商业银行开拓保险市场的必要性。1.顺应金融全球化的发展。随着世界经济一体化的推进,金融市场向全球化方向发展。不同专业、不同国家的金融机构出现了兼并融合潮流,巨型全能的金融机构不断涌现,提供全方位金融服务的跨国银行也在不断增加。我国银行已融入到世界经济大潮中,作为全球金融系统中的一分子,开拓保险市场,顺应了金融全球化的发展。我国商业银行在竞争中不仅要立足国内,还应走向世界。
First, China’s commercial banks need to develop the insurance market. 1. Conform to the development of financial globalization. With the advancement of the world economic integration, the financial market is developing towards globalization. Financial institutions in different professions and countries have witnessed the trend of mergers and acquisitions. The emergence of mega-versatile financial institutions and the increasing number of multinational banks providing full-scale financial services are also increasing. China’s banks have been integrated into the global economic tide. As part of the global financial system, the banks have been exploring the insurance market and have conformed to the development of financial globalization. China’s commercial banks in the competition not only based on the domestic, but also to the world.