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在市场经济发展的过程中,金融行业的资金业务行为需要得到改善,适应经济的发展现状。银行是金融行业的重要组成部分,加强流动资金贷款管理,可以促进银行流动资金贷款行为的规范。银监会出台的与流动资金贷款相关的政策,为单位、企业流动资金的贷款需求测算产生了一定的影响。本文针对单位流动资金的贷款需求测算进行探究。
In the process of market economy development, the financial business activities of the financial industry need to be improved to adapt to the current economic development. Banks are an important part of the financial industry. Strengthening the management of working capital loans can promote the standardization of the bank’s working capital loans. The policies promulgated by China Banking Regulatory Commission in connection with the working capital loans have had a certain impact on the loan demand estimates of the working capital of the units and enterprises. This article explores the loan demand calculation of working capital.