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近年来,随着我国房地产市场的不断繁荣,公积金贷款业务量不断加大,贷款风险也在不断增强。因此,要保持住房公积金制度长期健康稳定地发展,就必须正视住房公积金贷款中存在的各种风险,并建立有效的风险防范机制,高度重视和加强对公积金贷款的风险管理,这也是公积金管理中心的重要职责。一、目前,我国住房公积金贷款风险
In recent years, with the continuous prosperity of China’s real estate market, the fund loan business continues to increase, and the loan risk is also constantly increasing. Therefore, to maintain a long-term, healthy and steady development of housing provident fund system, we must face up to various risks in housing provident fund loans and establish an effective risk prevention mechanism. We attach great importance to and strengthen the risk management of provident fund loans, which is also a provident fund management center Important responsibility. First, at present, China’s housing accumulation fund loan risk