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受“三期叠加”等因素影响,行业风险逐步显现,银行业信贷风险显著增加。本文以盐城地区为例,阐述当前地区内中小企业经营面临的主要环境及风险特征,并提出信贷风险的防控措施。
Affected by such factors as the “three-phase superposition” and other factors, the industry risks gradually appear, and the credit risks of the banking industry have remarkably increased. This paper takes Yancheng area as an example to explain the main environment and risk characteristics of SME management in the current area and puts forward the prevention and control measures of credit risk.