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企业是社会创造财富的组织,“让企业在秩序中成长”——是现代企业管理的战略方针。在市场经济运行中,这种有序是建立在一切经济主体的自身和相互的的信用基础之上的,大到全球经济体系中的国家信用,小到日常经济活动中每个人的个人信用,无处不在。一个成熟的市场经济运行体系的标志,必然是有一个高度发达的信用体系做保证,也正是在这种背景下,“信用档案”一词被正式提了出来。一、信用档案如何见证企业信用体系的存在
Enterprises are organizations that create wealth for the society, and “grow companies to grow in the order”—a strategic policy for modern enterprise management. In the operation of the market economy, this order is based on the self-reliant and mutual credit of all economic entities, from the national credit in the global economic system to the personal credit of everyone in the daily economic activities. everywhere. The sign of a mature market economy operating system is bound to have a highly developed credit system as a guarantee. It is against this background that the term “credit file” has been formally proposed. I. How do credit files witness the existence of corporate credit systems?