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本文介绍了投资连结保险的一般情况 ,如发展现状、特点、发展条件 ,以美国投资连结保险为例 ,介绍了在美国常见的三类投资连结保险 ,即变额人寿保险、变额万能人寿保险 ,变额年金 ;进一步对美国某公司的变额万能人寿保险产品进行了实证剖析 ;最后介绍了美国对投资连结保险的监管和税收政策
This article introduces the general situation of investment linked insurance, such as the status quo, characteristics and development conditions of the United States, for example, the United States introduces the three types of investment linked insurance common in the United States, namely variable life insurance, variable universal life insurance , Variable annuity; further analysis of a company’s variable general life insurance products in the United States conducted an empirical analysis; finally introduced the United States on investment linked insurance regulation and tax policy