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银行现金管理,是指银行赁借雄厚的实力、先进的手段和丰富的经验,将收付款、账户管理、投资、融资、信息服务等产品进行有机组合,为客户量身定制个性化现金管理方案。银行现金管理常用的基本技术主要有三种:1、现金集中。现金集中就是将集团内部各分支机构的账户余额通过某种转账机制,全部归集到企业集团总部的单一总账户上,并由其对资金集中进行处理。2、资金池。资金池是指企业集团将下属企业多个账户的余额
Bank cash management refers to the bank lending by virtue of its solid strength, advanced means and rich experience, the collection and payment, account management, investment, financing, information services and other products for organic combination, tailored to customers personalized cash management program . There are basically three basic techniques commonly used in bank cash management: 1, cash concentration. Concentration of cash refers to the consolidation of the account balances of all branches of a group within a single general account of a corporate group headquarters through a certain transfer mechanism and centralized processing of funds. 2, capital pool. Fund pool refers to the enterprise group will be subordinate enterprises account balance