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外资银行参与国内信贷资产证券化(CLO)终于在2015年年初迎来突破,外资银行首单CLO产品——“汇元2015年第一期信贷资产证券化信托资产支持证券”于2015年1月13日正式发行。据本刊记者了解,除这单产品外,目前已立项发行的资产证券化产品(ABS)中,还有3单产品的发起机构为外资银行,其中2单为CLO产品,1单为CMBS(房地产抵押贷款支持证券)产品。业内人士指出,相比于几十亿元甚至上百亿元的国有银行CLO产品而言,外资银行发行的CLO产品规模较小,说明不少外资银行仍对新业务,尤其是略显复杂的资产证券化业务十分谨慎。
The participation of foreign banks in the domestic credit asset securitization (CLO) finally ushered in a breakthrough in early 2015. The first CLO product of foreign banks - “Huiyuan No.1 Credit Asset Securitization Trust Asset Backed Securities” in 2015 January 13 officially released. According to our correspondents, in addition to this single product, there are three ABS-sponsored products issued by foreign-invested banks, of which 2 are CLO products and 1 is CMBS Real estate mortgage backed securities) products. Insiders pointed out that CLO products issued by foreign-funded banks are small compared to billions of yuan or even billions of state-owned CLO products, indicating that many foreign banks are still new business, especially slightly complicated Asset securitization business is very cautious.