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在美国,投连险已得到投资者的广泛认同,购买商业保险的人当中有80%另外购买了投连险,而中国的大部分投资者对这个已经进入中国8年的保险品种还是非常陌生的。借着2007年中国股市大涨的春风,投连险逐渐成为保险市场上的热门品种,越来越多的人把投连险作为养老金和教育金账户,以优化和完善家庭的投资结构。相较其他保险产品类型,投连险与证券市场的关联度最高、关系最密切,也是所有保险产品中最具投资理财功能的一种。
In the United States, investment-linked insurance has been widely recognized by investors. 80% of those who purchase commercial insurance have additionally purchased investment-linked insurance, and most Chinese investors are still very strange to this 8-year-old insurance product that has entered China of. With the spring breeze of Chinese stock market surging in 2007, investment-linked insurance has gradually become a popular species in the insurance market. More and more people regard investment-linked insurance as a pension and education gold account to optimize and improve the family’s investment structure. Compared with other types of insurance products, investment-linked insurance and securities market have the highest degree of correlation and are most closely related to each other. They are also one of the most investment-banking functions in all insurance products.