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供应链金融(Supply Chain Finance,SCF)是指银行围绕核心企业,管理上下游中小企业的资金流和物流,并把单个企业的不可控风险转变为供应链企业整体的可控风险,通过立体获取各类信息,将风险控制在最低的金融服务;一方面,将资金有效注入处于相对弱势的上下游配套中小企业,解决中小企业融资难和供应链失衡的问题;另一方面,将银行信用融入上下游企业的购销行为,增强其商业信用,促进中小企业与核心企业建立长期战略协同关系,提升供应链的竞争能力。
Supply Chain Finance (SCF) refers to the bank around the core business, management of upstream and downstream SMEs in the capital flow and logistics, and the uncontrollable risk of a single enterprise into a supply chain business as a whole can control the risk through three-dimensional access All kinds of information, the risk control in the lowest financial services; on the one hand, the effective injection of capital into the relatively vulnerable upper and lower reaches of supporting SMEs to address SME financing difficulties and supply chain imbalances; the other hand, the bank credit into The purchase and sale of upstream and downstream businesses, enhance their commercial credit, promote the long-term strategic synergies between SMEs and core enterprises, and enhance the competitiveness of the supply chain.