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瑞安农商行处旧堵新、联动社会、强内控优,使不良贷款处置取得了较大突破_在区域金融形势依旧严峻的浙江,瑞安农商行处旧堵新,联动社会各方力量,狠抓内部管理,近年来连续实现了不良贷款额和不良贷款率双降。处旧控新,理出“明白账”推“一机制”灵活化解。根据“不抽资、不压贷”的维稳政策,瑞安农商行对潜在风险贷款和出险未超过半年的不良贷款实施一户一策风险化解机制。按照“有所分散、有所优化、有所消化”的原则,成立总行领导小组,支行相关责任人、借款人、担保人等相关人员共同商议,分类
Ruian Farmers’ Business Office blocked old new, linked society, strong internal control, making the non-performing loan disposal has made a greater breakthrough _ in the regional financial situation is still grim in Zhejiang, Ruian rural businesses old blocked new, linkage forces of the community, pay close attention Internal management, in recent years the continuous realization of the non-performing loans and non-performing loans double down. At the old control of new, rationalization “to understand the account ” push “a mechanism ” flexible solution. According to the maintenance policy of “no pumping of capital and no pressure on loans”, SRCB implemented a one-family-one risk mitigation mechanism for non-performing loans with potential risks and risks of no more than six months. In accordance with the principle of “decentralization, optimization, and digestion”, the Bank established the leading group of the head office, relevant responsible persons of the branch, borrowers, guarantors and other relevant personnel to deliberate and classify