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每个时代都会有每个时代的主题,也必然会生成一些迫切需要予以关注和排解的社会问题。如果说和平与发展、公正与效率分别是我们这个时代的国际与国内的主题,那么信用的危机与重建问题就是中国市场经济发展到今天所面临的最为突出的社会课题。信用既是一种市场资源、一种整合社会矛盾的粘合力量,也是一种交易与合作的安全机制。没有“信用”软件系统的配合与支持,市场的硬件构造都无法有效运行。可以断言:没有讲求信用的精神,真正的市场经济是不可能发展起来的。同时,由于信用与规则是紧密联系在一起的,信用在某种意义上也表现为对规则的恪守。市场无信用,必然导致法律无权威。信用问题既是伦理道德
Each era will have the theme of each era, and it will inevitably generate some social problems that urgently need attention and resolution. If peace and development, justice and efficiency are respectively the international and domestic themes of our time, then the crisis of credit and the issue of reconstruction are the most prominent social issues facing the development of China’s market economy today. Credit is not only a kind of market resource, an adhesive power to integrate social contradictions, but also a security mechanism for transactions and cooperation. No “credit ” software system with the support and support of the market’s hardware structure can not effectively operate. It can be asserted that without a stress on credit, it is impossible to develop a real market economy. At the same time, since credit and rules are closely linked, credit is also manifested in some sense to the rules. No credit market, will inevitably lead to the law without authority. The issue of credit is both ethical