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在互联网金融的大潮下,各类网上理财产品出现井喷。这些线上理财产品以其高收益、高流动性、多功能性等受到消费者青睐,但在网络存安全隐患、监管相对滞后等问题下,其背后也乱象丛生,藏有诸多隐患。隐患一:信息泄漏致“宝里”存款被盗刷截至2014年2月26日,余额宝用户的数量突破8100万,超过A股股民数量。由于低门槛、高收益的优势,余额宝在推出后受到广泛青睐。随后,“类余额宝”理财产品开始扎
Under the tide of Internet finance, all kinds of online wealth management products have appeared blowout. These online wealth management products are favored by consumers for their high yield, high liquidity and versatility. However, behind the hidden dangers of network security and the lagging regulatory environment, there are also many hidden dangers hidden behind them. Hidden one: leaked information to “Bao Li” Deposit stolen brush As of February 26, 2014, the number of Yu Bao users exceeded 81 million, exceeding the number of A-share investors. Due to the low threshold, high-yield advantage, Yuen Po has been widely favored since its introduction. Subsequently, “class balance treasure ” financial products began to tie