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为了实现收购资金(包括调销、储备资金,下同)封闭运行目标,必须走出重放轻收的认识和行为误区,充分认识加强贷款回收的重要性和必要性,采取一切行之有效的措施收回一切可以收回的贷款。一、重放轻收是收购资金没有封闭运行的一个重要原因近几年来,收购贷款逐年攀高,财务挂帐不断增加,挤占挪用继续发生,分析其原因,有一定的客观因素,但认真总结几年来的工作,检讨我们的思想和行为,总结我们的经验和教训,可以说,重放轻收是收购资金没有封闭运行的一个重要原因。表现在:一是以往的挤占挪用贷款相当一部分该收能收而没有收;二是新增贷款一部分又被挤占挪用该收能收而没有收。由于轻视回收工作,再加上发放环节也没有把住关口,致使收购资金敞口供应。
In order to realize the closed operation objective of the acquisition funds (including the sale and purchase, reserve funds and the same below), we must step out of the misunderstanding of misunderstanding and behavior of replanting the light income and fully realize the importance and necessity of strengthening loan recovery and take all effective measures Take back all the loans that can be recovered. First, replay light income is an important reason for the acquisition of funds did not close operation In recent years, the acquisition of loans increased year by year, increasing the financial accounts, diversion of diversion continues to occur, analyze the reasons, there are some objective factors, but a serious summary Years of work, review our thoughts and behavior, summarize our experience and lessons learned, it can be said that the light replay is an important reason for the acquisition funds are not closed. Performance: First, a considerable part of the diversion and misappropriation of loans in the past to accept the income but not received; Second, part of the new loans have been diverted to accept the income received but not received. As a result of contempt recycling, coupled with the issuance of the link did not live in the mouth, resulting in the acquisition of funds open supply.