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2001年以来,北京分行深入细致地分析市场和同业竞争形势,加快信贷结构调整步伐,制订了“在有效控制风险的前提下,追求规模、效益最大化”的消费信贷发展规划,抓住机遇,抢占市场。截至2001年9月末,分行消费贷款余额比年初净增38.26亿元,增长了164.69%。对此总行给予高度评价:“北京分行后来居上,个人信贷业务实现跨越式发展”。
Since 2001, Beijing Branch has conducted in-depth and meticulous analysis of market and peer competition, accelerated the pace of credit restructuring and formulated a development plan for consumer credit that “pursues scale and benefits maximization under the premise of effectively controlling risks” and grasps Opportunity to seize the market. As of the end of September 2001, the balance of consumer loans at branches had a net increase of RMB3,826 million or 164.69% over the beginning of the year. The head office gave a high rating: “Beijing branch come from behind, personal lending business to achieve leapfrog development ”.