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【编者按】“互联网+”这一新生概念,象征着一种新的经济形态,催促各行各业的变局。经过三年左右开天辟地的混沌期后,2015年互联网金融的发展,将迈上新台阶。2015年,亦张亦弛、一收一放两大趋势将使得互联网金融格局继续演化。一方面,微众银行等民营银行得以实质性推进,互联网企业以入股民营银行的形式“挤进”银行正规军行列开仓取钱;另一方面,野蛮生长的乱象将被规范,相关监管政策可能出炉。与此同时,这场“互联网+”竞赛已经出现新的发展势头,那就是银行业在互联网金融领域引而未发的新
[Editor’s note] “Internet + ” This new concept of life, a symbol of a new economic form, urged all walks of life change. After three years of epoch-making chaos, the development of internet finance in 2015 will take a new stage. In 2015, Zhang Yizhi, one of the two major trends, will continue to evolve the pattern of Internet finance. On the one hand, private banks such as micro-public banks have been able to substantially push forward. Internet companies have opened their positions to withdraw money from private banks in the form of private equity banks. On the other hand, the chaos of brutal growth will be regulated and related Regulatory policy may be released. In the meantime, the new trend of “Internet + ” competition has emerged, which is the banking industry’s new lead in Internet finance