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建设银行青岛市分行日前推出一款为临时资金周转需要和从事生产经营的个人发放的个人助业贷款,可用于解决个人的中短期资金需求。该产品主要特点是额度控制、灵活使用、有效担保、按期偿还。主要发展对象是信用良好、有发展前景的个私经营者,包括小企业主、个体工商户、高中端个人客户以及其他对建设银行综合贡献度高、潜力大、信用良好的优质个人客户群体。个人助业贷款的申请条件是:年满18周岁,具有完全民事行为能力的中国公民,且借款人年龄与贷款额度有效期限之和不超过65周岁;有青岛市常住户口,
Qingdao Branch of China Construction Bank recently launched a personal loan to help individuals in need of temporary capital turnover and individuals engaged in production and operation, which can be used to solve individual short-term capital needs. The main features of the product is the quota control, flexible use, effective guarantee, repayment on schedule. The main targets for development are individual and private operators with good credit and promising prospects, including small business owners, individual industrial and commercial households, individual clients with high mid-end and other high-quality individual customer groups with high comprehensive contribution, great potential and good credit standing to China Construction Bank. The conditions for applying for a personal sponsored loan are: a Chinese citizen who has attained the age of 18 years and has full civil capacity, and the sum of the age of the borrower and the effective period of the loan amount does not exceed 65 years of age;