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2010年,印度安得拉邦连续出现80余起因过度负债而自杀的事件,这使人们开始重视小额信贷消费者权益保护问题近年来,随着小额信贷在全球的快速发展,一些小额信贷机构(microfinance institutions,M F I s)为在市场竞争中取得优势地位,不惜让小额信贷消费者过度负债、采用非法催收手段或者泄露消费者隐私信息。尤其是2010年,印度安得拉邦连续出现80余起因过度负债而自杀的事件,使人们开始重视小额信贷消费者权益保护问题。
In 2010, over 80 consecutive suicide cases occurred in Andhra Pradesh, India, which caused people to pay more attention to the protection of rights and interests of microfinance consumers. In recent years, with the rapid global development of microfinance, some small amounts In order to gain preeminence in the market competition, microfinance institutions (MFIs) are willing to over-indebted microfinance consumers, using illegal collection methods or disclosing consumer privacy information. In 2010, in particular, there were more than 80 consecutive suicides in Andhra Pradesh, India, which led to the issue of protecting the rights and interests of consumers of microfinance.