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今年是实行粮食棉花省长负责制的第一年,为了详细掌握我县粮油信贷资金使用情况,我们最近对粮食部门进行了调查。总的情况是:粮食企业自有流动资金少(仅占其全部流动资产的8％),银行贷款多(占其全部流动资产的50％),贷款被挤占挪用的问题比较突出。如至今年4月底止,我县粮食部门共在农发行贷款2170万元,而存货为1649万元,仅占银行贷款的76％,有521万元的贷款被挤占挪用于其他方面。
This year is the first year in which the responsibility system of grain cotton governors is implemented. In order to get a detailed grasp of the utilization of grain and oil credit funds in our county, we conducted a survey on the grain sector recently. The overall situation is that grain enterprises own less liquid capital (accounting for only 8% of total current assets), large bank loans (accounting for 50% of total current assets), and the problem of loan misappropriation is prominent. As of the end of April this year, the grain department of our county had a total loan of 21.7 million yuan from Agricultural Development Bank and the stock was 16.49 million yuan, accounting for only 76% of bank loans. A loan of 5.21 million yuan was diverted to other areas.