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中国经济新常态告别了传统的粗放式增长模式,使追求数量型增长难以为继,出现了一些有别于过去的阶段性新特征。金融如何及时为新经济发展模式服务,体现在方方面面的转型,其中信贷业务独立审批制改革与转型是重要内容之一。随着金融机构改革帷幕的落下,从上而下要求信贷条线严格执行审贷分离,实行前、中、后台的模式管理,专职从事信贷业务审批的独立审批人由此而生,新的岗位如何在新常态下提高履职能力,本文就该岗位的职责及特殊性提出些想法和思路,以期在经济新常态下信贷运作流程效率和质量有所改进和提高。
China’s new economic normal farewell to the traditional mode of extensive growth, the pursuit of quantitative growth unsustainable, there have been some different from the new stage characteristics. How the financial services for the new economic development model in a timely manner is reflected in all aspects of the transition, including credit approval and reform of the independent approval system is one of the important elements. With the falling of the curtain of the reform of financial institutions, the credit line should be strictly implemented from the top down to separate the approval and approval of loans, the mode management of front, middle and back offices, and the independent approvers who are engaged in the approval of credit business all the time How to improve the ability of performing duties under the new normal, this article puts forward some ideas and ideas on the duties and particularities of the post so as to improve and enhance the efficiency and quality of the credit operation process under the new economic normal.