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部分企业借不规范的改制,大量逃废金融债权的现象相当严重。表现:1、企业改制不规范,银行债权损失惨重。2、改制成为政府行为,金融部门孤军奋战。3、执法部门偏袒庇护,金融企业有理难辩。4、资产评估随意性大,金融债权损失严重。其主要原因:政府短期行为;企业信用观念差;法院执法地方倾向严重;银行信贷管理滞后;社会保障制度不完善、中介组织不健全等。必须采取得力措施加以解决。
Some enterprises, through unregulated restructuring, have escalated a large number of financial claims. Performance: 1. Corporate restructuring is not standardized, and bank debt losses are heavy. 2. It was reformed into a government action and the financial sector struggled alone. 3. Law enforcement agencies are partial to asylum and financial companies are arguable. 4. Asset assessment is highly arbitrarily and financial claims are severely lost. The main reasons are: the government’s short-term behavior; the poor corporate credit concept; the tendency of courts to enforce the law; bank credit management lag; social security system is imperfect, and intermediary organizations are not perfect. Must take effective measures to solve it.