21世纪:老百姓怎样投资消费

• 作 者: 赵宁
• 出 处: 决策与信息
• 发表日期: 2000年01期
• 关键词: 个人金融资产 万亿 投资消费 股票帐户 金融债券 中小散户 大病医疗保险 房地产市场 投资购买 生活水平

改革开放20年来,人民群众的生活水平得到了极大的提高,老百姓个人金融资产增加了,据统计,在本20世纪末,民众储蓄6万亿元、手持现金1万亿元、股票和债券达1万亿元,而同期国有资产家底也不过8万余亿元,我国个人金融资产堪与国有资产媲美。那么,在21世纪,老百姓怎样才能使自己有限的积蓄资金,既能够得

In the 20 years since the reform and opening up, the standard of living of the people has been greatly improved. The personal financial assets of ordinary people have increased. According to statistics, at the end of the 20th century, the people saved 6 trillion yuan, and they held 1 trillion yuan in cash. 1 trillion yuan, while the state-owned assets at the same time there are more than 800 million yuan, China’s personal financial assets comparable to state-owned assets. Well, in the 21st century, how can ordinary people make their limited savings available to both