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信息化管理将成为小额贷款公司未来5年甚至10年发展的主要方向小额贷款公司是由自然人、企业法人与其他社会组织投资设立,不吸收公众存款,专门从事经营小额贷款业务的有限责任公司或股份有限公司。其作为金融市场的有益补充,为小微企业和需要燃眉资金致富的农民开辟了新的融资渠道,尤其是面对国际金融危机,在解决小微企业贷款难问题方面发挥了重要作用。我国的小额贷款公司在短短几年内迅速发展壮大。截至今年5月,全国已有小额贷款公司5172家,贷款余额4700亿元。
Information management will become the main direction for the development of small loan companies in the next five years or even 10 years Microfinance companies are established by natural persons, corporate entities and other social organizations to invest and do not absorb public deposits. They specialize in the operation of small loan businesses Responsible company or limited company. As a useful supplement to the financial market, it has opened up new financing channels for small and micro-enterprises and peasants who need to get rich. Especially in the face of the global financial crisis, they have played an important role in solving the problem of small and micro loans to small and medium-sized enterprises. Our country’s small-loan company has grown rapidly in just a few years. As of May this year, there have been 5,172 small loan companies nationwide, with a loan balance of 470 billion yuan.