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随着人民生活水平的提高,群众在吃、穿、用等基本解决以后,对住房的需求越来越突出。加之近一个时期金融部门关于支持住房贷款的一系列措施的出台,使广大工薪阶层的住房梦逐步变为现实。贷款购房正逐渐成为城镇居民经济生活中的一个热点。一是传统观念已改变。长期以来,我国住房制度实行的是一种实物福利分配制度,居民几乎是无偿居住。人们已根深蒂固地习惯和依赖于这一制度。随着住房管理体制改革的逐步推进,房租
With the improvement of the people’s living standards, the masses have become more and more prominent in the demand for housing after they have basically solved such problems as eating, wearing and using. Coupled with the introduction of a series of measures by the financial sector in support of housing loans in the recent period, the housing dream for the majority of working-class people has gradually become a reality. Loan purchase is gradually becoming a hot spot in the economic life of urban residents. First, the traditional concept has changed. For a long time, our country’s housing system has implemented a system of distribution of benefits in kind. Residents live almost without pay. People have become deeply rooted in and dependent on this system. With the gradual promotion of housing management system reform, rent